Refinance Options

The rules of a home refinance have changed. There are many things to consider when refinancing your home loan and it is important to discuss your options with a New South Mortgage consultant. Our knowledgeable will ask the right questions and listen in order to help achieve your specific refinance goals.

Whether you want extra cash, lock in a fixed payment, lower your payment or increase your cash flow by paying off high interest debt , we have different refinance programs for your specific situation:

Why Refinance?

The decision to refinance sometimes means balancing the savings of a lower monthly payment against the costs of home refinance. In other situations, you may need the security of a fixed rate versus a current variable rate. And other times you may need to figure out the best way to utilize a portion of your home’s equity. Our consultants will listen to your needs and structure the loan as if it were their own, in order to best meet your needs.

In recent years, mortgage lenders have introduced “no cost” and low-cost refinancing packages that minimize or completely eliminate the out-of-pocket expenses of refinancing. With the newer low and no-cost refinancing programs offered, home owners can often find it valuable to refinance to obtain even a small reduction in interest rates. Contact us now to get started.

Other advantages:
  • Historical Low Rates!
  • Lower monthly payment and Increase your monthly cash flow
  • Reduce the amount of interest you will pay over the life of the loan
  • Know what future payments will be by changing your variable rate to a fixed rate
  • No out of pocket expense by including your closing cost into your loan
  • Reduce your rate on your investment properties


Please provide us some basic information and we will contact you about your loan options.