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08 122017

Non-Conforming Loans from New South Mortgage

In Charleston SC, the name to know for non-conforming loans is New South Mortgage. But what are non-conforming loans? According to Wikipedia, “a non-conforming loan is a loan that fails to meet bank criteria for funding. Reasons include the loan amount is higher than the conforming loan limit (for mortgage loans), lack of sufficient credit, the unorthodox nature of the use of

09 112017

Renovation Loans: Convenience and Speed in Home Improvement

New South Mortgage of Charleston SC offers Renovation Loans! Insured by the FHA, these loans “enable homebuyers and homeowners to finance the purchase (or refinancing) of a house AND the cost of its rehabilitation through a single mortgage or to finance the rehabilitation of their existing home.” So, if you are about to purchase (or sell!)

12 102017

How YOU Affect Mortgage Interest Rates

Mortgage interest rates have been at historic lows for quite a while now but, as the economy picks up steam, that may not last. What factors affect mortgage loan rates? Why do rates rise and fall? There are two types of forces at work: Macro forces, such as the economy, the housing market, etc. –

21 092017

What Factors Affect Mortgage Interest Rates?

Mortgage interest rates can add, or subtract, many thousands of dollars to the price of your home. Interest rates affect our planning as we think about that big move. Rates low? Buy now! Rates high? Better wait until... what exactly? Mortgage loan rates were brought low by the Big Recession. They stayed low during a

28 082017

No Money Down Mortgage Loan Options!

The no money down mortgage loan... it’s highly desirable for first time home buyers, or homebuyers at the lower end of the market. And it’s hard to come by! There are a few no down payment mortgage programs out there, but their conditions and restrictions may put them out of reach. Let New South Mortgage

10 082017

Charleston Instant Mortgage Approval – No 800 Number Required!

Instant mortgage approval! Whether you are a first time Charleston SC homebuyer, or a homebuying veteran, the idea of instant mortgage approval or a pre-approved loan sounds attractive. As the market heats up, it becomes more of a seller’s game. Competition increases between buyers, and the quickest draw usually wins. You may have a local mortgage