LOAN OPTIONS Whether a first-time home-buyer who needs a mortgage with no down payment or an experienced investor looking to build a home with no money out of pocket, New South Mortgage offers a variety of loan packages to suit nearly every customer in any phase of their financial life. Over the years, we have built strong relationships with dozens of lenders that enable us to offer discounts and rates not available elsewhere. At New South Mortgage, our consultants actually “shop” the best deal with these lenders to find creative solutions for your unique situation. If you think you can’t afford that house, let us find a way that you can. Listed below, you'll find just a sample of the programs we have to offer. The Zero Loan Mortgage loan withzerodown payment,zeroorigination, andzerohassles. 10-, 15-, 20-, 25- and 30-year loans FHA, VA, and USDA loans Jumbo Loans 1-, 3-, 5-, 7- and 10-year ARMs Interest-Only Payments

NICHE PROGRAMS

VA Loans This program is ideal for veterans, active military and reservists.  This allows financing up to 100% of the purchase price and the seller can pay all of your closing costs.  The veteran does not pay mortgage insurance, but rather finances a "funding fee" to the VA which is included in the loan amount.  Let us help you take advantage of your guaranteed loan. Investment Properties This program is ideal for the real estate investor.  We offer programs that will finance up to 100% of the purchase price.  The borrower can use the projected rental income to offset the payment for qualifying purposes.  Let us help you create wealth with properly structured real estate investor loans. For more information, check out our "Build your Perfect Loan" section here.